Check Your Credit Scores For FREE With Credit Karma

Gone are the days of paying to access your own credit information. With Credit Karma, you can now check your credit scores anytime, anywhere—absolutely free. No trials. No credit card required. Just real, personalized insight into your financial health, all in one easy-to-use platform.

Whether you’re trying to rebuild your credit, track your progress, or just want peace of mind, Credit Karma empowers you to stay on top of your credit with tools that don’t cost a dime.

What You Can Do with Credit Karma

Compare Offers Without Hurting Your Credit

Browse and compare personalized credit card, auto loan, and personal loan offers that match your credit profile—without impacting your credit score. Pre-qualified options help you find what fits best before applying, giving you confidence and control over your financial decisions.

Get Notified of Important Credit Changes

Life moves fast—and so can your credit. That’s why Credit Karma sends real-time alerts whenever something changes on your credit report. Whether it’s a new inquiry, an account opened in your name, or a significant score shift, you’ll know about it first.

Learn What Affects Your Score & How to Improve It

Credit Karma gives you easy-to-understand tips and visual breakdowns of what’s influencing your credit score. From on-time payments to credit utilization, you’ll know exactly what’s helping or hurting—and what steps you can take to improve.

Get Personalized Recommendations

Not sure what to do next with your credit? Credit Karma offers customized guidance based on your credit history and financial goals. Whether it’s a card to help you build credit, or ways to consolidate debt more efficiently, you’ll get smart suggestions tailored to you.

💡 Why Millions Trust Credit Karma

100% free to use—forever
No impact on your credit when using tools like score checking and pre-qualified offers
Secure and private: Your data is protected with advanced encryption
User-friendly interface on both mobile and desktop
Trusted by over 120 million members

Save Smarter, Not Harder

With Credit Karma, your credit is more than just a number—it’s a path to financial freedom. And now that you can access it completely free, there’s no reason to guess where you stand.

Whether you’re getting ready to apply for a mortgage, refinance a car, or just want to manage your credit wisely—Credit Karma is the simple, smart, and secure way to stay in control.